Freelancers and agencies lose thousands every year to late B2B payments. Irvo automates every step — from reminder to legal escalation.
Outstanding
£18,420
Overdue
7 invoices
Recoverable
£2,310
Live Activity
INV-284 · Meridian Digital
Reminder sent
Intelligence Alert
Apex Creative: payment predicted 8 days late
INTEREST ACCRUED
+£847
REMINDERS SENT TODAY
14 automatic
Under the Late Payment of Commercial Debts Act 1998, you are legally entitled to charge statutory interest at 8% above the Bank of England base rate, plus fixed compensation of £40–£100 per invoice.
Most freelancers never claim it. Irvo does it automatically.
One platform. No complexity. Built specifically for UK freelancers and agencies.
Every invoice tracked in real time. Overdue detection runs daily — no manual chasing.
8% above BoE base rate. Fixed £40–£100 compensation per invoice. Fully UK law-compliant.
AI scores each client 0–100 for payment risk. Predicts when you'll actually get paid.
Polite before due, legal language when overdue. Sent automatically on your behalf.
One-click PDF packs for debt collectors, accountants, or small claims court.
See exactly what's coming in. Plan your business with confidence, not guesswork.
Set up in minutes. Enforcement runs on autopilot forever after.
Upload CSV or add manually in seconds.
Staged sequences sent on your behalf.
Statutory interest & compensation tracked.
Professional PDF packs, one click.
Real people, real payments, real results.
"Recovered £3,800 in overdue invoices within the first month. The automated reminders are firm but professional."
Sarah K.
Freelance Designer
"We had 12 clients with outstanding invoices. Irvo chased them all without us lifting a finger."
James T.
Web Development Agency
"The evidence pack feature is incredible. My accountant couldn't believe the quality of the PDF it generates."
Priya M.
Marketing Consultant
"I used to avoid chasing payments because it felt awkward. Now it just happens. I've been paid on time 4 months running."
Tom R.
Photographer
"The statutory interest calculator alone has recovered £600 in compensation fees I didn't know I was owed."
Claire B.
Copywriter
"Setup took 3 minutes. My average payment time dropped from 47 days to 19 days in 6 weeks."
Marcus W.
UX Consultant
"Recovered £3,800 in overdue invoices within the first month. The automated reminders are firm but professional."
Sarah K.
Freelance Designer
"We had 12 clients with outstanding invoices. Irvo chased them all without us lifting a finger."
James T.
Web Development Agency
"The evidence pack feature is incredible. My accountant couldn't believe the quality of the PDF it generates."
Priya M.
Marketing Consultant
"I used to avoid chasing payments because it felt awkward. Now it just happens. I've been paid on time 4 months running."
Tom R.
Photographer
"The statutory interest calculator alone has recovered £600 in compensation fees I didn't know I was owed."
Claire B.
Copywriter
"Setup took 3 minutes. My average payment time dropped from 47 days to 19 days in 6 weeks."
Marcus W.
UX Consultant
Recover one late invoice and it pays for itself.
For solo freelancers
For small agencies
For accountants
One-time services for when reminders aren't enough. No account. Pay, and it's sent within minutes.
A formal statutory demand letter issued under the Late Payment of Commercial Debts (Interest) Act 1998. Sent as a PDF directly to your client. Debtors respond to legal language differently than email reminders.
Everything you need to file a money claim through Money Claim Online (MCOL). Pre-written Particulars of Claim, interest schedule, evidence checklist, and a step-by-step filing guide — ready to submit.
The full enforcement ladder — available on demand, no subscription required
Join freelancers and agencies already recovering what they're owed — automatically.